In Indianapolis, IN, Selam Insurance Services is a reliable commercial truck insurance agency. We can provide coverage for small and large commercial accounts as a commercial truck insurance agency, but we also offer home and auto insurance to our customers.

Our commercial trucking insurance specialists assist customers with small and large business accounts, ensuring complete coverage. Choosing a commercial trucking insurance policy can be difficult, but our commercial trucking insurance agency only hires the most talented agents to assist you.

When you need the best commercial trucking insurance agency to handle your coverage, contact Selam Insurance Services.

Selam Insurance Services offers commercial truck insurance for small and large businesses, auto insurance, renters insurance, and home insurance. 

We also provide tax services, making us your premier one-stop shop in Indianapolis, IN.

There are multiple ways you can contact our agents. You can call us at 703-401-1449 or you can email us at selam.yosiefk19@gmail.com. You can also use the form on our contact us page. 

Whichever method you choose, you will be immediately connected with one of our knowledgeable and licensed agents.

Truckers spend long hours every day driving from drop-off to drop-off. The responsibility and pressure that comes with these long driving hours are high which is why insurance is mandatory. But, what happens when truckers get a day off? A lot of truckers still drive their big rigs during off hours because it’s what they are used to and it’s where they are most comfortable driving.

Unfortunately, their standard trucking liability policy doesn’t offer coverage for these moments. They need to purchase special insurance known as a Non-trucking liability (NTLI).

Non-trucking liability insurance is a liability that covers when you use your business truck for personal use like going to the bank, grocery store or your kid’s special events. Since you are not driving for business purposes, there is no coverage under your trucker’s liability or business auto policy.

Who Needs Non-Trucking Liability Insurance?

Most motor carriers require non-trucking liability with owner/operators that sign a lease agreement. The agreement relieves the carrier of any financial responsibility while the trucker is off-duty driving the truck.

Depending on which state you live in, uninsured motorist coverage is either an optional or required policy addition that provides coverage for damages and injuries sustained in an auto accident because of the actions of an uninsured driver.

Uninsured motorist (UM) coverage takes effect in the event of an accident where the other driver is at fault and:

The other driver doesn’t have auto insurance.

The other driver’s insurance decides to deny their claim.

The other driver’s coverage isn’t sufficient to cover the damages to your car or your medical expenses

You’ve been in an accident. Here are some general guidelines about what to do next:

Stop at once. Never leave the scene of even a MINOR accident. Do not block the roadway if at all possible.

Seek medical assistance and summon the police.

Do not admit fault. Do not comment about the accident to anyone but your insurance representative and the police. Never accept or make an offer of cash, check, or “private” settlement.

Gather accident information. Note the date and time of the accident.

Obtain information on the other driver including name, address, phone number, make of car, vehicle license number, insurance company, and agent’s name and telephone number.

Record a description of what occurred.

Draw a diagram of the accident showing the direction of both cars and the point of the accident. Include street names and the location of traffic signs/signals.

Report the accident promptly to your insurance agent.

Yes. 

During weekends, you can reach us on 703-401-1449 from 9:00am -10:00Pm